November 11, 2004

getting closer

The financing on my expected MINI Cooper is all taken care of, thanks to the folks at Household Auto Finance. I locked in a sweet low rate - much lower than my credit union offered me (the bastards!). And I already have my check in-hand. Weeee!

I have never purchased a brand new car before - plus, I've never financed a car before - so the whole contract stuff is rather intimidating. I've verified that it's a fixed APR, computed in the "simple interest" method, and that there are no prepayment penalties. All of that is good, or so I've been told.

The last two nights I've awakened to thought of interest rates. I have this unnecessary foreboding feeling about it. It's a learned response to things I haven't a clue about, I suppose. I'm sure everything is fine. I even spoke to my aunt (who works in the finance dept. at the dealership), and she said that Household was a good lender. Couple that with the fact that my loan sales rep, Angeline, couldn't be nicer or more helpful, and I shouldn't really be worrying at all, should I?

Anyhow, now I'm pretty much just playing the proverbial waiting game. All my ducks are more or less in a row. The car is on its way. Where it is precisely, I don't know - but at this point I should be concerning myself with other things, like what I want to eat for lunch, 'cuz I guess two bowls of Count Chocula in the morning just isn't cutting it - I'm starving!!


posted by julie at November 11, 2004 11:27 AM


BROWSE THE COMPLETE ARCHIVES, OR BY CATEGORY: JOURNAL | GEEKFEST | TRAVELOGUE | RECENT MOVIES | RECENT MUSIC | RECENT BOOKS | MOVIES | MUSIC | THE WORLD | MINI | LINK-O-RAMA | POP CULTURE | THEME THURSDAY | FRIDAY FIVE | PHOTO FRIDAY | PHOTOS | ELSEWHERE | OLD BLOG